Standard Chartered Platinum Rewards Credit Card gives you amazing rewards on your purchase with a card. This card is not a free card it comes with an annual charge of Rs. 250, But if you spent more than Rs. 500 then the annual charge will be waived and this card welcomes you with amazing offers that worth are more than joining fees. If you spent Rs. 150 on dining and fuel purchases then you’ll get 1 reward point and 5 reward points on every transaction. You can redeem these points easily against many products and also redeem them with vouchers of your choice.
From this card you can get 100% cashback on dining spends if you use your card within 30 days of your card issuance.
Standard Chartered Platinum Rewards Credit Card
Joining Fees: Rs. 250
Renewal fees: Rs. 250
Best For: Dining And Fuel
Rewards And Benefits:
- You can redeem your points against products and gift vouchers
- In this card 1 Reward point value is equal to Rs. 0.25
- You’ll get 1 reward point on every spent of Rs. 150 on all categories
- You’ll get 5 reward point on spent of Rs. 150 on dining and fuel
- If you spent Rs. 500 in 30 days from the date of card issuance then your joining fees will be waived off
- This card comes with added security, this card comes with 3D secure OTP verification
- This card also offers to it’s user the Dial-a-loan facility, With this feature you can get a loan up to Rs. 5 lakh on your card for a tenure of 12 to 60 months.
- Contactless payment also available with this card for quick transaction.
Fees & Charges:
- When you redeem your points then Rs. 99 will be charge for per redemption request
- This cards interest rates are 3.75% per month
- This card charge foreign currency markup fees of 3.5% on the transaction amount
- If you withdraw cash from this card then there is a charge of 3% or Minimum charge is Rs. 300
Late Payment Fees:
For Statement Bill Amount:
- For Balance less than or equal to Rs. 100 then you have to pay no late payment fees
- For Balance between Rs. 101 to Rs. 500 then you have to pay 100 Rs. as late payment fees
- For Balance between Rs. 501 to Rs. 5000 then you have to pay 500 Rs. as late payment fees.
- For Balance between Rs. 5001 to Rs. 10000 then you have to pay 700 Rs. as late payment fees
- For Balance between Rs. 10001 to Rs. 25000 then you have to pay 800 Rs. as late payment fees
- For Balance greater than Rs. 25000 then you have to pay 1200 Rs. as late payment fees
You can check terms and conditions of Standard Chartered Platinum Rewards Credit Card Here
Eligibility Criteria & Documentation:
| Criteria | Details |
| Occupation | Should be Salaried and Self-employed |
| Minimum Income | Minimum Rs.20,000 Per month |
| Serviceable Cities | See the list of serviceable cities by Check Here |
| Required Documentations | See the list of documents by Click Here |
Should You Apply For This Card?:
There are many Standard Chartered Credit Cards In India But This Standard Chartered Platinum Rewards Credit card is one of the amazing credit card which offers too much rewards on many categories. And the annual fees is too low that is only Rs. 250. This card offers best deals on fuel and dining.
This Standard Chartered Bank Credit card is best option if you are looking for a credit card who provide many benefits like low fees on card and for improve your credit score.
ALSO READ: Top 10 Credit Cards In India
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Frequently Asked questions (FAQs):
Question 1. Is Standard Chartered Platinum reward Credit Card good option?
Answer – Standard Chartered Platinum Reward Credit card is one of the best card for those who looks for rewards and this card comes with low fees and it comes with 5X rewards point on fuel and dining without any limit.
Question 2. Does Standard Chartered Platinum reward Credit card gives lounge access?
Answer – No, this card doesn’t come with complimentary lounge access.
Question 3. Is Balance transfer facility available with this card?
Answer – Yes, Standard Chartered Platinum Rewards Credit cards gives the facility of ‘Balance transfer’ By this feature you can transfer your outstanding balance to any other bank’s card.
Question 4. Are my transactions secured?
Answer – Yes, Standard Chartered Platinum Rewards Credit cards comes with 3D secure OTP verification.
