Axis Bank Insta Easy Credit Card is secured credit card and this card issues against Fixed Deposit with Axis Bank. This card comes with zero annual or joining charges and this card is best for those who do frequent shopping. This card is also best for those people who don’t want to pay annual or joining fees and want a fixed limit of credit. Read the full blog to know all details and benefits of Axis Bank Insta Easy Credit Card.
Joining Fees: Nil
Renewal fees: Nil
Best For: Shopping
Axis Bank Insta Easy Credit Card Rewards And Benefits:
- You can get cash withdrawal of 100% of your credit limit from your Axis Bank Insta Easy Credit card from the day one
- This card comes with grace period of 50 days on your transactions.
- On fuel transactions between ₹400 and ₹4000 you’ll get 1% fuel surcharge wavier.
- You’ll get 80% of FD ‘s principle value as credit limit with Axis bank Insta Easy Credit Card
- Discount on Dinning is also available with this card up to 15% on selected restaurants
- If you spent ₹200 domestically then you’ll get 6 Reward points
- If you spent ₹200 internationally then you’ll get 12 Rewards points
- You’ll get 100 Reward Points On your first transaction with Axis Insta Easy Credit Card
- You can convert your purchase amount into Emi with this card.
Fees & Charges: This card comes with zero joining fees and zero annual fees.
Approval Chance: This card comes with guaranteed approval because it gets approved against FD.
Late Payment Fees:
- For outstanding amount less than ₹500 : NIL
- For outstanding amount between ₹501 to ₹5000 : ₹500
- For outstanding amount between ₹5001 to ₹10000 : ₹750
- For outstanding amount greater than ₹10000 : ₹1200
ALSO READ: Top 10 Credit Cards In India
Axis Bank Insta Easy Credit Card
Axis Bank Insta Easy Credit Card Eligibility Criteria & Documentation:
To get this Axis Insta Easy Credit Card you need to fulfill following criteria-
| Criteria | Details |
| Fixed Deposit | FD Between Rs. 20000 to Rs. 2500000 |
| Age | Age Should be Between 18 – 70 years |
| Residence | Should be Indian or NRI |
| Required Documentations | Address proof, PAN Card, FD |
Should You Apply For Axis Bank Insta Easy Credit Card?:
The Axis Insta Easy Credit card is one of the best credit card which offers good rewards on many categories. And the annual fees is zero and joining fees is also zero. This card offers best deals on fuel and dining.
This Axis Bank Insta Easy Credit card is best option if you are looking for a credit card who look for secure card to improve your credit score and love to shopping more.
FAQ’s: Axis Bank Insta Easy Credit Card
Question 1. How much FD is required to apply for Axis Bank Insta Easy credit card?
Answer – To apply for Axis insta easy credit card you have a fixed deposit of minimum ₹20000 to ₹25 lakh with any branch of Axis bank
Question 2. If I have already a Fixed deposit with the Axis bank then I need to provide any documents to bank?
Answer – No, if you have FD with bank already then you don’t need to provide any documents to bank for KYC.
Question 3. Minors can apply for the Axis Bank Insta Easy Credit Card?
Answer – No, Minors can’t apply for this Axis Bank Insta Easy Credit Card.
